College
Spabeautyschools.com Featured School of the Week July 29, 2007: American College of Acupuncture & Oriental Medicine
Spabeautyschools.com Featured School of the Week July 29, 2007: American College of Acupuncture & Oriental Medicine
Got natural healing appeal? The American College of Acupuncture & Oriental Medicine (ACAOM) introduces students to a whole new world of combined ancient and innovative medicines in the fields of acupuncture and Oriental medicine. Located in the heart of Texas in Houston, ACAOM extends an in-depth Oriental medicine program that is both practical and flexible in nature. Many of the courses at the American College of Acupuncture & Oriental Medicine are provided during the evenings to meet demanding schedules of working professionals.
Hwan Jan, dean of student affairs at the American College of Acupuncture & Oriental Medicine is proud to tout the college’s high academic standards. “And we have really nice teachers who are experts,” he adds. The main draw to ACAOM, Jan explains, is the fact that the college teaches Acupuncture and Oriental medicine, and integrates Western medicine into its broad curriculum.
The Master of Acupuncture & Oriental Medicine degree program at the American College of Acupuncture & Oriental Medicine involves comprehensive studies over four years. In the first year alone, students learn about the history of medicine, the philosophies and physiology of TCM (Traditional Chinese Medicine), an introduction to acupuncture and herbology, anatomy, psychology, and more. Years two, three and four are followed up with rigorous training in advanced anatomy, acupuncture and point energetics, needling techniques, Tai Chi, Qigong, herbology, TCM diagnosis, among other relevant subject matter.
“The American College of Acupuncture & Oriental Medicine is the only acupuncture school accredited by the American Academy of Pain Management,” says Jan. “We cooperate with a lot of clinics and hospitals, and we also do a lot of research with other colleges, which is unique from any similar school.” ACAOM is currently partnered with Memorial Hermann and Methodist Healthcare Systems, as well as Rice University, University of Houston Clear Lake, Legacy Community Health Center, and Baylor College of Medicine.
Continuing education programs offered at ACAOM include training in TCM theories and philosophies, Art of Wellbeing, Drug/Herb Interaction, Herbal Alternatives to the Top 50 Drugs, Wrist and Ankle Acupuncture, Korean Hand Therapy, among numerous other courses.
In addition to institutional scholarships, the American College of Acupuncture & Oriental Medicine participates in Federal PELL grant programs, as well as other federally subsidized and unsubsidized loan programs. With certification granted by the Texas Higher Education Coordinating Board, ACAOM is also accredited by the Accreditation Commission for Acupuncture & Oriental Medicine, and its educational program is approved by the California Acupuncture Board.
With an opportunity to complete your Masters in Acupuncture and Oriental Medicine in three to four years, what’s stopping you from moving forward? Applying online has never been easier, and with the prospects of achieving a lucrative health career in the satisfying and rewarding field of complementary medicine, why not visit the American College of Acupuncture & Oriental Medicine. Start learning today and fulfill your professional aspirations as an Oriental medicine practitioner!
Featured School the Week: American College of Acupuncture & Oriental Medicine
©Copyright 2007
The CollegeBound Network
All Rights Reserved
NOTICE: Article(s) may be republished free of charge to relevant websites, as long as Copyright and Author Resource Box are included; and ALL Hyperlinks REMAIN intact and active.
Resource Box: CarolAnn Bailey-Lloyd – Freelance Writer and Web Consultant for SpaBeautySchools.com – part of The CollegeBound Network, an interactive media company that specializes in recruitment lead generation solutions for colleges, universities, and career schools.
Navigating Health Plans After College
Navigating Health Plans After College
It’s graduation time. Do you know where your health insurance is? Depending on your health plan, it might be gone. For many American students still covered under a parent’s insurance, health coverage ends upon graduation; they will be left to navigate the increasingly expensive and complicated world of health insurance as they struggle to find jobs.
Luckily for some, since 1994, 30 states have passed laws extending the age at which young adults are allowed to be dropped from their parent’s plan. In Massachusetts, insurance companies must cover children for two years after they lose dependent status or until age 26, whichever comes first. In New Jersey, a dependent may stay on his parent’s plan until 31 as long as he is unmarried. Connecticut, New York and Maryland, among others, all have similar laws that extend coverage, while California and Washington, D.C. have no such laws. Obama’s health care plan would guarantee that children remain eligible for their parent’s plan until age 26.
Despite these laws, young adults aged 18 to 25 are the most likely age group to be uninsured. According to the U.S. Census Bureau, in 2008, 28 percent of Americans aged 18 to 24 lacked health insurance. Given that only 11 percent of children under 18 lacked health coverage in 2004, this is a precipitous decline for those children who now fall into the 18 to 24 age group. The likelihood of being uninsured decreases with age over 25, and in total, 15 percent of Americans were uninsured in 2008.
The Independent talked to a number of seniors and recent graduates about their attitudes toward their health insurance decisions. On the whole, most seemed more interested in finding a job than in finding health coverage.
What You Should Know About Health Plans
In general, large monthly premiums mean small deductibles and small monthly premiums mean large deductibles.
A monthly premium is the amount of money you pay per month for your coverage. A deductible is the amount of money that you must pay out of your own pocket before the health insurance company will begin to pay for any health care costs. For example, if you have a the BlueChoice HSA plan from Blue Cross Blue Shield, your deductible is 00 per year. In a given year, you will have to pay 00 of your own money on medical expenses before Blue Cross will start to help you out. So, logically, if you are responsible for paying a large deductible, then you won’t be responsible for a high monthly fee, and vice-versa.
Your out-of-pocket expenses in one year will not exceed a set amount.
One of the most important aspects of health insurance is that even if you have a catastrophic year of medical problems, you will hopefully not go bankrupt. Let’s say you have been hospitalized and have already paid enough to cover your deductible. The BlueChoice plan says that once you have paid the deductible, hospitalization will only cost you 0 per day while Blue Cross pays the rest. However, you will not have to pay more than ,250.
Some plans require that you pay coinsurance once you have reached your deductible.
Health insurance companies can specify a percentage of health expenses that you must pay until you have reached your out-of-pocket maximum.
When you visit the doctor or get a prescription, you usually only have to pay a co-pay and the insurance company will pick up the rest.
A co-pay is the fixed amount of money that your health insurance company charges for doctors’ visits or prescription medication. Co-pays for visits to specialists cost more than those to a primary care doctor, and co-pays for generic drugs are lower than for brand-name ones. If you have the BlueChoice plan, preventative care, like annual check-ups to your primary care doctor or OB/GYN are totally free, but if you choose to see a doctor for any other reason, you must pay the full cost of the visit until you have paid your deductible. After that, you only pay your co-pay.
You can save money, tax-free, for health care.
Health Savings Accounts (HSAs), created in 2003, operate just like savings accounts for health care expenses. If you have a plan with a large deductible, it will most likely offer you an HSA. You can deposit money into the account, before taxes, and it will accrue tax-free interest. You can withdraw the money to pay for a long and comprehensive list of “qualified” health care expenses. If you withdraw the money for any unqualified expenses you are subject to a ten percent fee.
The type of plan you have will determine your doctor “network.” Visits to doctors outside of your network may not be covered by your plan.
A Health Maintenance Organization (HMO) plan has the most restrictive rules but it is usually are the cheapest option. You are required to have a primary care physician who will see you for most of your appointments and refer you to specialists if need be. Your plan will only cover visits with doctors who have specifically made an agreement with your HMO-your network. Another choice is a Preferred Provider Organization (PPO) plan, which does not require that you have a primary care doctor and offers a much larger network of approved doctors. You can also choose to see a doctor outside of the network, but this will cost you more.
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Herbal Medicine College: Course Offerings
Herbal Medicine College: Course Offerings
Find an Herbal Medicine College in the United States and Canada. Whether you’re interested in gaining an introduction to herbal medicine or would like to engage a full course of study, an herbal medicine college can help you understand the healing art and philosophy of herbal medicine.
Students enrolled in an herbal medicine college have a variety of course offerings from which to choose. In addition to an assortment of plant studies, an herbal medicine college provides students with diverse subject matter including the history and philosophy of herbal medicine, botany, how to manufacture and administer herbal medicines (i.e., drug-herb interactions, therapeutic uses, commonly prescribed herbs, contraindications, dosing, herbal pharmacology, etc.), pathology, and other relative instruction.
Aspiring herbalists and professional herbal medicine practitioners will find that an herbal medicine college frequently provides beginner classes and more advanced studies – such as clinical herbal medicine and post graduate programs.
Interested in Eastern medicine? Why not enroll in a Chinese herbal medicine college? Participants in a Chinese herbal medicine college will learn about TCM (Traditional Chinese Medicine) theory, herbal formulation, diet and nutrition, environmental health, clinical cases and application of herbal formulas, and plant taxonomy; among other associated studies.
Depending on the herbal medicine college, each course of study varies and may result in a certificate, diploma or degree. Additionally, curriculums may be quite diverse in nature with regards to traditional herbal medicine and Chinese herbal medicine. Before you enroll in an herbal medicine college, it is important to carefully examine what course of study you’d like to pursue. For example, if you are seeking a degree program, you can anticipate a 2-4 year commitment; with costs being greater than that of a certificate program. If you’re more into gaining a general overview of herbalism and would like to enhance your own knowledge base, then an introductory course might satisfy your personal academic needs.
Overall, an herbal medicine college can help you to achieve personal and professional goals in herbal medicine studies; enabling you to further your skills and aptitude in this ancient healing art and allows you to pursue career options as herbalists, herbal medicine practitioners, and holistic healthcare practitioners.
If you (or someone you know) are interested in finding a herbal medicine college, let career training within fast-growing industries like massage therapy, cosmetology, acupuncture, oriental medicine, Reiki, and others get you started! Explore career school programs near you.
Herbal Medicine College: Course Offerings
© Copyright 2007
The CollegeBound Network
All Rights Reserved
NOTICE: Article(s) may be republished free of charge to relevant websites, as long as Copyright and Author Resource Box are included; and ALL Hyperlinks REMAIN intact and active.
Resource Box: CarolAnn Bailey-Lloyd – Freelance Writer and Web Consultant for HolisticJunction.com, in association with CollegeSurfing.com – Educational Resources for Herbal College(s), Herbal Schools, and other Healing Arts Schools.
Do You Need to Obtain a College Health Care Plan?
Do You Need to Obtain a College Health Care Plan?
Upon graduation from high school, there is no doubt that you will surely start your tertiary education in college or university. At age twenty, children will not be covered by health insurance of their parents and this can be disastrous if they are merely study and do not do part-time job. Some universities or colleges may have insurance plan offered to students. These insurance may not answer all your needs but you need to be meticulously considered it.
Most of the universities and colleges offer student health insurance plans. These plans should absolutely be at reasonable price, and can give you the school’s nearest hospitals. This option is one that you should definitely think of, if your son or daughter is enrolled in a college far away from home.
College health care scheme may vary from college to college due to laws and some other factors. Many students may think medical services are free of charge, but it is not always true. In term of clinic visit or routine checkups they may be free, however students still require to pay for special kinds of lab tests and other specialties such as x-rays, prescriptions, and a wound treatment. Compensation usually covers some types of service stated in the health care offered at college health centre. When you are referred to see an outside doctor, then the coverage will cover only 70% of your total expense and you are at risk to pay high medical cost.
You may have a problem getting treatment at the campus health centre if you have pre-existing condition. Having a pre-existing condition or illness does not mean to prevent you from obtaining health insurance plan, but you may not be eligible to have your treatment on your pre-existing condition. It can be troublesome if your new symptoms develop from a pre-existing one.
Health schemes are different, so be sure you find out everything about your health insurance plans. Be sure that your health plan stretch to summer break when you or your child do not take classes. This is vital for you because you don’t want to find out that your health care does not cover when you need it most. Some college health insurances may not cover during summer break, while others do.
Be certain that you study your plan thoroughly. Is it an HMO, or can the member utilise any service provider they went? This is critical. You need to know where you can go in case of emergency, and there is nothing worse than discovering that you will have to pay off the bill yourself.
There is no definitive solution to whether you should or should not commit yourself to college health insurance. Be certain that you study your plan thoroughly so that it answer to your need when you need it most. Although there is no free health insurance scheme, surely it will save you a lot of money in time of illness or accident.
For more information, please visit http://www.health-care-central.com
Health Care Central, the complete information website where you can find all you are looking for about your health care needs